Online Compliance Resources

In a world of complex regulatory and legal requirements, Background Decision is proud of our unique combination of comprehensive data with outstanding customer service and support. Keeping your business compliant and protecting you from fraud are among our top priorities.

You can contact our team of experts to discuss the innovative ways that clients use our products and services, and learn about our solutions designed specifically to help you comply with the many regulations and laws effecting your business.

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Contact our team of experts to see how we can help you with compliance

Human Resources / Employment Screening 

Fair Credit Reporting Act (FCRA): Employers must comply with the Fair Credit Reporting Act (FCRA) if they perform background checks on hires or existing employees.

Background Checks – What Employers Need to Know

Background Decision Whitepaper – FCRA Compliance for Employers

Background Decision Whitepaper – EEOC Guidance on the Use of Criminal Records

Equal Employment Opportunity Commission (EEOC): The EEOC enforces Title VII of the Civil Rights Act of 1964. They regulate employers using background checks and credit reports in the hiring process to ensure that disparate treatment or disparate impact do not result.

Background Checks – What Employers Need to Know 

EEOC Guidance on the Use of Arrest & Conviction Records

Drivers Privacy Protection Act (DPPA): The DPPA prevents the release or use by any State DMV, of personal information about an individual obtained by the department in connection with a motor vehicle record.

DPPA 18 U.S. Code § 2721 

U.S. Department of Labor

Drug Free Workplace Act

Multi-Family Housing

Fair Credit Reporting Act (FCRA): Employers must comply with the Fair Credit Reporting Act (FCRA) if they perform background checks on hires or existing employees.

Background Checks – What Landlords Need to Know

Housing & Urban Development (HUD): HUD regulates the multifamily housing industry. They enforce fair housing, and regulate most landlords who participate public assistance programs.

HCV Guidebook

U.S. Department of Treasury

Executive Order 13224

Data Breach Prevention & Response

Protecting Sensitive Data: Businesses have a responsibility to take steps to protect sensitive information in their possession. This includes personal information you may collect from consumers as part of an application process, and the information returned to you as part of any consumer reports from Background Decision.

Data Breach Response: The Federal Trade Commission (FTC) has published a business guide about responding to a data breach. It has helpful information about stopping the breach and securing your system, fixing the problem, and notifying effected consumers.

FTC Data Breach Response Guide