In a world of complex regulatory and legal requirements, Background Decision is proud of our unique combination of comprehensive data with outstanding customer service and support. Keeping your business compliant and protecting you from fraud are among our top priorities.
You can contact our team of experts to discuss the innovative ways that clients use our products and services, and learn about our solutions designed specifically to help you comply with the many regulations and laws effecting your business.
Online Compliance Resources
HR / EMPLOYMENT SCREENING
Fair Credit Reporting Act (FCRA): Employers must comply with the Fair Credit Reporting Act (FCRA) if they perform background checks on hires or existing employees.
- Background Decision Whitepaper – FCRA Compliance for Employers
- Background Decision Whitepaper – EEOC Guidance on the Use of Criminal Records
Equal Employment Opportunity Commission (EEOC): The EEOC enforces Title VII of the Civil Rights Act of 1964. They regulate employers using background checks and credit reports in the hiring process to ensure that disparate treatment or disparate impact do not result.
Drivers Privacy Protection Act (DPPA): The DPPA prevents the release or use by any State DMV, of personal information about an individual obtained by the department in connection with a motor vehicle record.
U.S. Department of Labor
MULTI-FAMILY HOUSING
Fair Credit Reporting Act (FCRA): Employers must comply with the Fair Credit Reporting Act (FCRA) if they perform background checks on hires or existing employees.
Housing & Urban Development (HUD): HUD regulates the multifamily housing industry. They enforce fair housing, and regulate most landlords who participate public assistance programs.
U.S. Department of Treasury.
DATA BREACH PREVENTION & RESPONSE
Protecting Sensitive Data: Businesses have a responsibility to take steps to protect sensitive information in their possession. This includes personal information you may collect from consumers as part of an application process, and the information returned to you as part of any consumer reports from Background Decision.
Date Breach Response: The Federal Trade Commission (FTC) has published a business guide about responding to a data breach. It has helpful information about stopping the breach and securing your system, fixing the problem, and notifying effected consumers.
