process-automation

Background Decision offers customized scoring solution that can be set to vary by property depending on the community and vacancy demands. Our scoring speeds the rental decision for leasing managers by instantly identifying qualified applicants, and flagging others for a more thorough review by senior management.

One advantage of custom scoring is that the property can choose to exclude medical and/or student loan information in the calculation.

Decisioning Factors Can Include:

  • Credit Score
  • Income to Rent
  • Income to Debt (with or without rent)
  • Delinquencies (number or percent)
  • Collections / Charge Off (number or percent)
  • Presence of Specific Criminal History Identified in Tenant Selection Plan
  • Presence of Eviction History Identified in Tenant Selection Plan
  • Income Verification